How to protect your money when shopping online

Online shopping has many great advantages, such as no lines, a large selection, and open 24 hours a day. With major retailers like Amazon, eBay, Alibaba, and Etsy, you can now order almost anything you need or want online. However, buying online also comes with a lot of risks. Read on to understand the risks when shopping online and how to protect yourself. Protect your Money in different ways.

Why online shopping can derail your budget


Buying online is often as easy as opening the app, selecting a product, and clicking Buy Now. Sophisticated apps and online stores make shopping easier. Because it is in the company’s best interests to make online purchases as easy as possible.

This typically has the benefit of a better user experience and better product selection, but it also encourages more impulsive decision-making. As a result, it is easy to go over budget. solution? Please allow the item to remain in the cart for at least 30 minutes (if possible) before confirming the purchase. The extra 30 minutes will give you enough time to:
Take a break and decide if you want to make an impulse purchase.
Please check if you have enough space in your budget for this item. N26 security


How to buy safely online


Online shopping is convenient, but it can be dangerous if you’re not careful. To protect your money and personal information, it’s important to know how to shop safely online. Here are some tips to keep in mind the next time you shop online.

Shop at trusted stores


Avoid shopping on unfamiliar websites. Using trusted websites such as Amazon, Alibaba, eBay, and Etsy will encrypt your credit and debit numbers for added security. We also offer a standardized return policy and, in most cases, a more reliable shipping service. Also, if you made a purchase through one of these third-party sites and the vendor turns out to be a fraud, we already have procedures in place to help you get your money back.

Find SSL Lock


If you didn’t buy from a well-known website, be sure to look for the little lock icon in the corner of the URL box. This block is known as a Secure Sockets Layer (SSL) block and ensures that your data is encrypted. Also, check the beginning of the URL. If your website is secured with SSL, the URL will start with HTTPS instead of HTTP ‘s’ which means the site is secure.

 Check your bank statements regularly


Check your bank statements regularly to avoid falling victim to online shopping scams. Bank account details shared with untrusted websites can be used to make fraudulent purchases. Be sure to confirm all transactions.
To avoid suspicion, clever schemes are sometimes used in which only small amounts of money are deducted from the account regularly. However, these additional amounts may increase over time. Online banks like N26 let you know in real time about every transaction on your account, so you’re always informed.

Additional virtual card


How to buy online on Amazon Protect Money


Amazon is now the world’s largest online retailer. With a value of $1.7 trillion, he is the online store of choice for the majority of shoppers worldwide. But how do you buy products online on Amazon? Here’s how.
Go to Amazon’s website. Protect your Money.
At the top of the screen, click the Accounts & Lists dropdown menu. If you don’t have an Amazon account yet, you’ll need to click Sign In below the large button and select Start Here.
Create an account by completing a registration form with shipping and billing information.

Use the search bar at the top of the screen to search for the product you want to purchase.
After selecting the product, add it to your shopping cart. You can keep items in your cart as long as you like, but Amazon may remove items or adjust prices based on availability.
Click Proceed to Checkout when you are ready to purchase this item.
Select your shipping address and payment method to use. Select a shipping option and click Place Order.
You will then receive an order confirmation email. If you change your mind, you can cancel your order for free within 30 minutes.

How to buy online on eBay Protect Money

 
eBay is the world’s largest online auction site. It’s a second-hand buyer’s paradise for those with a bargain eye, but you can also find new items there. If you don’t want to wait for the auction results, you can often buy the item immediately. How to shop safely online on eBay:

You can purchase items on eBay as a guest without creating an account, as long as the item value is less than $5,000. You can also use the “Buy Now” feature that allows you to participate in the auction and buy immediately without having to wait. Protect your Money.
To bid on items at auction, you must have an eBay account. To do this, go to the eBay website and click “Register” in the top left. Create an account by entering your details manually or by signing in with your Facebook, Google, or Apple ID.

Once you have created an account, you can start bidding on items found on the site. If you win an auction, pay the seller using PayPal, credit card, debit card, Apple Pay, or Google Pay. All products can be purchased through PayPal, although the merchant decides which option to use. If you plan to use eBay regularly, we recommend setting up a PayPal account if you don’t already have one.
Delivery time depends on the seller. However, eBay offers a money-back guarantee if you do not receive your order.

 How to buy online from Alibaba Protect Money


Alibaba differs slightly from Amazon and eBay in that it is primarily a hitsB2B marketplace and the typical consumer is a retailer who buys products to resell them for their business.  Although based in China, Alibaba is available in over 190 countries and has millions of sellers worldwide. How to buy online from Alibaba:

To purchase from Alibaba sellers, you need to create an account. To do this, simply visit the website and click “Join for free” on the right side of the search bar. Protect your Money.
Then enter your details to set up your account. Search for the object you need to purchase. Just use the search bar at the top of the page. It works just like a search engine. You can also upload a photo of the item you want to buy and Alibaba’s search function will show you some matching results.
When you find an item you want to buy, be sure to check the supplier’s verified reviews to see if it’s a trusted seller. You can then use the “Contact Seller” or “Chat Now!” buttons. Key. Click the button to negotiate price with the seller or click directly to buy. However, this option is only available if the product is marked as ready to ship and there is a Start Order button at the top of the page.
All you need to do is area your order and anticipate it to arrive. Delivery time depends on the seller.

How to buy online on Etsy Protect Money

 
Unlike Amazon, eBay, and Alibaba, Etsy focuses on selling handmade, vintage, and craft items. If you’re looking for something unique, Etsy has over 72 million items. Therefore, you are sure to find a unique seller offering the exact item you are looking for. To shop online on Etsy:
First, go to the Etsy homepage and click “Register”. Here you can enter your data manually or log in with your Facebook, Google, or Apple ID.
Use our search bar to find the perfect product for you. If you choose to shop locally, you can find nearby retailers by changing your search settings in the Store Locations menu.
Once you find the item you want, you can select “Buy Now” to buy it immediately or add it to your shopping cart.
When you’re geared up to purchase, continue to checkout. Each seller decides for themselves which payment and shipping methods to choose. Please make certain to test earlier than purchasing. Protect your Money.

Money with N26 Protect Money

If you’re looking for a safe way to shop online, N26 is for you. We will send you a push notification every time a transaction is made on your account. This means that you can immediately track all transactions that you have not executed yourself. Additionally, the N26 Mastercard is protected by 3D Secure technology.

This means that all transactions must pass two-factor authentication before being processed. If you find anything suspicious, block the card in the app and our customer support team will replace it for you. We also have indemnification procedures in place to obtain refunds for fraudulent transactions. Visit our plans web page to locate the account alternative that truly is proper for you. Protect your Money.

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